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\uD83C\uDF10 Global Neobanks

Multi-region money apps and payment platforms.

Revolut

UK (Global) · Est. 2013

UK-founded money app with multi-currency accounts, cards and currency exchange. Its EU bank, Revolut Bank UAB, holds a banking licence from the Bank of Lithuania.

Wise (TransferWise)

UK (Global) · Est. 2011

Money-transfer and multi-currency account provider. Wise says it converts at the mid-market rate with no mark-up; in the UK it is an FCA-authorised e-money institution, not a bank.

Payoneer

US (Global) · Est. 2005

Payment platform for freelancers and businesses receiving international payments.