\uD83C\uDDEA\uD83C\uDDFA European Digital Banks
Digital banks and fintechs from the UK, Germany, the Netherlands and Sweden.
N26
Germany (EU-wide) · Est. 2013
Mobile bank from Germany. N26 says it holds a full European banking licence and that deposits are protected up to €100,000 by the German Deposit Protection Scheme.
Monzo
United Kingdom · Est. 2015
UK app-based bank with instant spending notifications, savings Pots and a salary sorter.
bunq
Netherlands (EU) · Est. 2012
Dutch app-based bank with sub-accounts, a metal card option and tree planting linked to spending.
Starling Bank
United Kingdom · Est. 2014
UK digital bank offering personal, joint and business accounts.
Klarna
Sweden (Global) · Est. 2005
Swedish buy-now-pay-later provider that also offers a card and a shopping app.